Ashira Financial LLC – Your Wealth & Protection is Our Business

When Your Financial Life Gets More Complex,
Your Planning Should Too.

Financial Planning for Government Contractors, Healthcare Practice Owners,
High-Income W-2 Professionals, and Owners of Appreciated Real Estate

Government Contractors

W-2 High Income Professionals

Healthcare Practice Owners

Real-Estate Exit Planning

-Featured Offerings-

Kaizen

GWT

IS CONVENTIONAL PLANNING ENOUGH?

For many of our clients, it is not. Conventional planning provides an important foundation, but some situations call for a broader range of strategies, structures, investments, and resources. When warranted, we integrate specialized and “beyond-conventional” approaches with conventional planning.

Common Concerns of Our Clients

Paying substantial taxes, whether from income, a sale, or business ownership
Having a large share of their net worth tied to a single company or asset
Facing a gap between what they have accumulated and the retirement income they want
Creating wealth-transfer strategies they can enjoy and benefit from during their lifetime, while ensuring their estate plan keeps pace with what they have built
Knowing key employees could be recruited away, and questioning whether what is currently in place is enough to retain them
Facing serious uncertainty about what would happen to their business, practice, or family if they, an employee, or a partner became ill, disabled, or passed away
Being uncertain what their business is truly worth, and whether third-party resources could help accelerate its value

If conventional financial planning isn’t enough, we can help.

RICHARD
TOBAN

Advisor – ChfC, CLU

(206) 418-6658 talk / (301) 323-8767 text
richard@ashirafinancial.com

Richard looks forward to assisting you, your family and your business with your investment, insurance and benefit needs. His clients appreciate that he and his team are consultative and are able to give them access to and integrate strategies not available through many advisors.

SHARON
TOBAN

Medicare & Individual/Family Health Insurance

(206) 418-6658 talk / (301) 323-8767 text
richard@ashirafinancial.com

A mother with five children, and a child that was seriously ill, Sharon appreciates the importance of Health Insurance and understands the medical system. Her clients appreciate her caring nature and professional guidance as they evaluate and choose their individual/family plans or help them navigate Medicare and the various options.

ESTI
TOBAN

(206) 953-8207/ esti@ashirafinancial.com

Esti runs the operations and marketing for Ashira Financial, although her first love is “SFX – Special Effects” in movies and film. She is a life insurance agent and specializes in guiding clients through applications and keeping your process moving smoothly.

richard@ashirafinancial.com (301) 701-3121 📞 / (301) 323-8767 💬