Traditional and standard approaches—the foundation of sound financial planning.
INVESTMENTS
– Portfolio Management & Asset Allocation
– Traditional Securities (stocks, bonds, mutual funds, ETFs)
– Retirement Accounts (401k, IRA, Roth IRA, SEP)
INSURANCE & RISK MANAGEMENT
– Life, Disability, Long-Term Care
– Annuities
– Medicare & Health Insurance
Essential foundation—but not complete. We enhance conventional strategies by integrating alternative investments, advanced tax mitigation, and sophisticated planning.
For those frustrated by the limited investment options they have access to, especially non-traded.
Access to institutional-quality and boutique opportunities most platforms cannot provide—occasionally including customized structures for unique situations.
Including private real estate (development, distressed, value-add), private equity, private credit, energy, and other specialized land and asset opportunities.
Non-traded structures: Partnerships, LLCs, Preferreds, Notes, Bonds, BDCs, REITs, DST/TIC, QOZs, CLOs, Closed-end Funds, Structured Notes.
Many alternative investments provide built-in tax advantages—depreciation, deductions, deferrals—addressing both portfolio diversification and tax mitigation simultaneously.
For those who hate paying taxes and whose CPAs and attorneys have exhausted conventional options.
Addressing income tax, capital gains (real estate and other assets), estate tax, and active/passive income optimization through:
– Oil & Gas Working Interests
– 1031 Exchanges, DSTs, TICs
– Bonus Depreciation [IRS 168(k)/179; also Schedule F Agriculture and Oil & Gas]
– Structured Installment Sales
– Qualified Opportunity Zones (QOZs)
– Charitable Giving Strategies
– Cost Segregation
– R&D Tax Credits
– Roth Conversions
– Plus other specialized strategies
Many alternative investments provide built-in tax advantages—depreciation, deductions, deferrals—addressing both portfolio diversification and tax mitigation simultaneously.
Sophisticated planning for unique situations and specific needs.
– Tax-Advantaged Wealth Accumulation
– Advanced Insurance Planning
– Hybrid & Standard Premium Financing
– Structured Installment Sales (for major income/gain events)
– Business Exit, Succession & Continuity
– Wealth Transfer & Wealth Preservation
– Charitable Giving Strategies
– Executive Benefits Design
– Retirement Income Beyond Qualified Plans Complemented by strategic partnerships in specialized areas requiring additional expertise.
Note: Structured Installment Sales require advance coordination before major income or capital gain events. Must be arranged before constructive receipt of funds. Essential planning for business sales, executive bonuses, stock option exercises, property sales, and lawsuit settlements.
(206) 418-6658 talk / (301) 323-8767 text
richard@ashirafinancial.com
Richard looks forward to assisting you, your family and your business with your investment, insurance and benefit needs. His clients appreciate that he and his team are consultative and are able to give them access to and integrate strategies not available through many advisors.
(206) 953-8207/ esti@ashirafinancial.com
Esti runs the operations and marketing for Ashira Financial, although her first love is “SFX – Special Effects” in movies and film. She is a life insurance agent and specializes in guiding clients through applications and keeping your process moving smoothly.
(206) 501-6723 / sharon@ashirafinancial.com
A mother with five children, and a child that was seriously ill, Sharon appreciates the importance of Health Insurance and understands the medical system. Her clients appreciate her caring nature and professional guidance as they evaluate and choose their individual/family plans or help them navigate Medicare and the various options.
